James Kondratick is a seasoned branch manager and licensed loan officer with over 15 years of experience in the mortgage industry. His approach is rooted in education, leveraging the “Four Legs of the Mortgage Table” framework alongside cutting-edge technology, a strong work ethic, and strategic partnerships with financial planners, attorneys, realtors, CPAs, insurance professionals, and title companies.

Committed to delivering seamless transactions in both residential and commercial mortgage sectors, James and his team provide trusted expertise for home purchases and refinancing. Their dedication to client success ensures a smooth, results-driven experience tailored to each borrower’s unique needs.