DailyAwaiting data
—
Latest available observation
Observation date —Optimal Blue
The national market, in perspective
Current Mortgage Rates
Explore mortgage rate indices and the housing and economic indicators around them. Follow the latest available readings and how they’ve changed.
Data via FRED
Loading the latest available market data…
National indicators · Daily and monthly releasesDailyAwaiting data
—
Latest available observation
Observation date —Optimal Blue
MonthlyAwaiting data
—
Latest available observation
Observation date —U.S. Bureau of Labor Statistics
MonthlyAwaiting data
—
Latest available observation
Observation date —S&P Dow Jones Indices LLC
MonthlyAwaiting data
—
Latest available observation
Observation date —Realtor.com
MonthlyAwaiting data
—
Latest available observation
Observation date —Realtor.com
Values will appear when market data is available.
Loading market data…
Source: Optimal Blue, retrieved from FRED, Federal Reserve Bank of St. Louis.
Select a card to explore its trend. Move across the chart, or use the arrow keys when the chart is focused. Dates show the observation period; publication dates and release schedules vary.
View recent observations
Up to 24 recent observations from the selected period.
| Observation date | Value |
|---|---|
| No observations available. | |
Important rate information: This dashboard displays national data retrieved through FRED from the named publishers for general information. Mortgage rate indices are not mortgage rates or APRs offered, guaranteed, or quoted by East Coast Capital.
Your actual rate, APR, points, fees, and terms may differ. Rates can change. All loan programs are subject to credit approval, underwriting, eligibility, and state availability. This is not a commitment to lend.
Beyond the headline rate
What matters when comparing a mortgage?
A quoted rate is only one part of the picture. These details can help you compare your options more clearly.
Interest Rate vs. APR
The interest rate reflects borrowing interest. APR also includes certain costs, making it useful when comparing loan offers.
Loan Program & Term
Conventional, FHA, VA, fixed-rate, and other options may have different eligibility rules, costs, and payment structures.
Your Personal Details
Credit profile, down payment, property type, loan amount, and location can all influence the terms available to you.
Helpful resources
Take the next step with clarity.
Whether you're planning your first purchase or reviewing financing choices, start with the right information.
Mortgage Programs
Explore Our Loan Options
Review home financing programs and learn which options may fit your goals.
View Loan OptionsFirst-time Homebuyers
Get Our Free Homebuyer Guide
Learn the key steps of the homebuying journey and prepare for what comes next.
Download Free GuideMortgage rate essentials
Questions worth asking.
A few simple answers can make mortgage rate comparisons easier to understand.
Are these East Coast Capital's actual mortgage rates?
No. The mortgage rate charts show national indices from Optimal Blue, retrieved through FRED. It is not an East Coast Capital rate quote, offer, or guarantee. A loan officer can explain the terms that may be available based on your circumstances.
Why might my quoted rate be different?
Mortgage pricing can depend on factors such as your credit history, down payment, loan type, loan amount, property details, and market conditions. Individual loan terms are determined through the applicable qualification and underwriting process.
What's the difference between a rate and APR?
An interest rate is the cost of borrowing money expressed as a percentage. The annual percentage rate (APR) generally includes the interest rate and certain additional loan costs, so it can help when comparing similar loan offers.
Mortgage Lending, Made Personal.
Find a Loan Officer
See which options may work for you.
Connect with an East Coast Capital loan officer to discuss available programs and your financing goals.