The Right Loan for You:
FHA/VA Loans
It's easy to understand why many people looking for a new home are turning to FHA & VA loan programs; These Loans are insured by government entities, making the qualification process easier for homebuyers.
Conventional Loans
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
Non-QM Loans
Non-QM loans are mortgage loans that allow borrowers to qualify for a mortgage through non-traditional channels. These include Bank Statement and DSCR Programs to provide flexibility in financing.
Refinance Loans
Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn’t your mortgage?
Renovation Loans
Renovation Loans allow homebuyers or existing homeowners to finance qualified repairs and upgrades to a home. This flexibility enables homebuyers to broaden the scope of homes they can purchase while still getting the home of their dreams.
Reverse Mortgages
Many homeowners have found that a reverse mortgage is a great way for them to take advantage of the equity they have built up in their homes.