Your Trusted Long Island Mortgage Lender & Home Loan Partner

Serving Long Island, NY, from our Melville Headquarters and local branches across Nassau & Suffolk Counties.

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Licensed States

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Years in Service

East Coast Capital is more than just a nationwide lender—we are a dedicated Long Island Mortgage Lender, established in New York in 1999. From our Corporate Headquarters in Melville, we combine national resources with the local expertise needed to navigate the unique real estate markets of Nassau and Suffolk Counties. Whether you're buying your first home in Oyster Bay, refinancing a waterfront property in Oceanside, or investing in the growing communities of East Northport and New Hyde Park, trust the local experts who are committed to your success. Your journey to a home on Long Island starts with the right financing partner.

Long Island Home Loans:
Options Tailored for the NY Market​

We offer a comprehensive suite of loan programs designed to meet the diverse needs of Long Island homebuyers.
Our local experts will guide you through options like:

FHA/VA Loans

Government-backed loans designed to help homebuyers. FHA loans offer low down payments, while VA loans provide exclusive benefits for veterans and active military members.

Conventional Loans​

Flexible home financing options not backed by the government, offering lower rates for borrowers with strong credit and financial stability.

Non-QM Loans

Specialized loans for unique financial situations, such as self-employed individuals or those with non-traditional income sources, outside standard qualification guidelines.

Refinance Loans​

Solutions to lower your interest rate, reduce monthly payments, or access home equity by refinancing your existing mortgage.

Renovation Loans​

Finance both the purchase and renovation of a home or fund updates to your current property, combining costs into one convenient loan.

Reverse Mortgages​

A financial solution for homeowners aged 62+, allowing them to convert home equity into cash without monthly mortgage payments.

Our Loan Officers

At East Coast Capital, we understanding that financing a home is a significant milestone. Our experienced loan officers are dedicated to finding the right loan solution for you, providing expert guidance and personalized support every step of the way.

Your Local Mortgage Bank on Long Island:
Find a Branch Near You

Mortgage Bank on Long Island, we believe in face-to-face service. With four convenient branch locations across Nassau and Suffolk Counties, you're never far from an East Coast Capital expert. Stop by our Melville HQ or visit one of our local offices to meet a loan officer who understands your neighborhood.

They Love Us

WE LOVE OUR CLIENTS