Start the application
The client provides the basic information needed for an initial mortgage review through East Coast Capital’s secure application.
A dedicated mortgage resource for financial advisor clients
Mortgage financing that fits the whole financial picture.
Clients working with a financial advisor deserve mortgage guidance that considers more than a rate and payment. East Coast Capital provides a dedicated path for thoughtful home and real estate financing, including options for complex income, significant assets, investment properties, and other non-traditional financial profiles.
Mortgage lending is provided by East Coast Capital Corp. Your financial advisor remains your planning and advisory resource.
Conventional + Jumbo
Business Owners
Non-QM
Investment + DSCR
Asset-Based
Home Equity + Reverse
Financing in context
A mortgage decision should support the plan, not work against it.
A home loan can affect liquidity, cash flow, investment decisions, tax considerations, and long-term priorities. East Coast Capital helps clients understand available mortgage paths clearly, so financing can be considered as one part of the broader financial picture.
“The right mortgage is not always the most obvious mortgage.”
Different income structures, assets, property types, and long-term goals may call for a different way of approaching qualification and financing.
Financing solutions
More options, considered with purpose.
East Coast Capital can review traditional and specialized mortgage programs based on the borrower, property, income profile, assets, and financing objective.
01Conventional + Jumbo Financing
Traditional financing for primary residences, higher-value properties, purchases, and refinances. Jumbo options can support qualified clients whose financing needs exceed standard conforming loan limits.
02Business Owner + Self-Employed
Options for qualified borrowers whose tax returns may not fully reflect the way they earn, retain, or manage income through a business or professional practice.
03Bank Statement + Non-QM
Alternative-documentation programs for eligible borrowers who fall outside standard agency guidelines, including scenarios where cash flow may be demonstrated differently from traditional W-2 income.
04Investment Property + DSCR
Financing for real estate investors, including eligible programs that may qualify primarily on property cash flow rather than the borrower’s personal income profile.
05Asset-Based + Asset Depletion
Solutions that may use eligible liquid or investable assets as part of the qualification strategy for borrowers with substantial reserves or retirement assets.
06Second Homes + Vacation Properties
Financing for qualified borrowers purchasing or refinancing second homes, vacation residences, and other lifestyle properties, subject to program guidelines.
07HELOCs + Second Mortgages
Ways to access available home equity without necessarily replacing an existing first mortgage, which may be useful when preserving the terms of a current loan matters.
08Reverse + Customized Lending
Reverse mortgage and other specialized financing strategies for eligible borrowers whose property, income, asset, or planning circumstances call for a less conventional approach.
Your financial story may be sophisticated.Your mortgage experience should still feel clear.
Variable income, business ownership, executive compensation, multiple properties, retirement assets, or large investment accounts can make a standard mortgage process feel too narrow. East Coast Capital can look beyond the obvious path and help identify available options that fit the situation.
Common client profiles
A simple path forward
From introduction to financing, without unnecessary friction.
Start securely online. East Coast Capital will review the information, discuss the client’s goals, and walk them through the available next steps.
Review the financial picture
A mortgage professional reviews the property, income, assets, goals, and potentially relevant lending paths.
Choose a path forward
The client can understand the available options and next steps clearly. With authorization, relevant financing information may be coordinated with the client’s financial advisor.
A clear partnership approach
Specialized lending support, with clear roles.
The goal is simple: give financial advisor clients a trusted mortgage resource without blurring the line between financial planning and mortgage lending.
East Coast Capital handles mortgage financing.Loan guidance, application review, qualification, and mortgage execution are handled by East Coast Capital.
The financial advisor remains the planning resource.The client’s advisor continues serving within their financial planning, investment advisory, tax, estate, or related professional role, as applicable.
The client controls information sharing.Any coordination with a financial advisor should occur only with the client’s authorization and subject to applicable privacy requirements.
Ready to explore mortgage financing that fits the financial picture?
Start a secure application with East Coast Capital. A mortgage professional will review the information and help identify available financing paths for the client’s situation.
Common questions
Before getting started.
A few quick answers about this financial advisor client mortgage resource.
Is this only for traditional home mortgages?
No. East Coast Capital offers a range of traditional and specialized lending programs, including conventional, jumbo, Non-QM, investor, home equity, reverse mortgage, and other solutions, subject to eligibility and availability.
Can East Coast Capital work with self-employed clients and business owners?
Potentially. East Coast Capital can review standard documentation as well as eligible alternative-documentation programs designed for qualified self-employed borrowers and business owners.
Does the financial advisor originate the mortgage?
No. Mortgage products and mortgage-related guidance through this page are provided by East Coast Capital Corp. The client’s financial advisor remains within their respective planning or advisory role.
Will the financial advisor automatically receive mortgage information?
No. Any sharing or coordination of mortgage information with a financial advisor should occur only with the client’s authorization and in accordance with applicable privacy requirements.
What happens after the application is started?
An East Coast Capital mortgage professional will review the information submitted, connect with the client about financing needs and goals, and explain applicable next steps and available loan options.
Important: This page is for informational purposes only and does not constitute a commitment to lend or financial, investment, legal, tax, or estate-planning advice. Mortgage programs, rates, terms, documentation requirements, property eligibility, and borrower eligibility are subject to change, underwriting approval, investor guidelines, and state availability. Mortgage financing is provided by East Coast Capital Corp., NMLS #1403. East Coast Capital is an Equal Housing Lender. Financial advisors and other referring professionals do not originate mortgage loans through this page. Any coordination between East Coast Capital and a client’s financial advisor should occur only with the client’s authorization. Final partnership language and disclosures should be reviewed by the appropriate compliance teams before publication.