/* ECC Patch 008: scoped to the Reverse Mortgage Guide. The shared shell is unchanged. */
.eccr-page.eccr-reverse{--rg-navy:#061828;--rg-sky:#7dd1fb;--rg-muted:#536e82;--rg-line:#dce6ee;--rg-soft:#f4f8fb}
.eccr-reverse .rg-shell{width:min(1280px,calc(100% - 80px));margin-inline:auto}
.eccr-reverse .rg-section{padding:clamp(48px,6vw,88px) 0}
.eccr-reverse .rg-kicker{margin:0 0 16px;color:#0b6da5;font:800 11px/1.7 "Manrope",Arial,sans-serif;letter-spacing:.12em;text-transform:uppercase}
.eccr-reverse h2{font-size:clamp(1.7rem,2.6vw,2.5rem);line-height:1.22;max-width:none;margin-bottom:18px}
.eccr-reverse h3{font-size:20px;line-height:1.4;letter-spacing:-.03em;margin:0 0 12px}
.eccr-reverse .rg-section-intro{max-width:800px;margin-bottom:30px}
.eccr-reverse .rg-section-intro>p:not(.rg-kicker){color:var(--rg-muted);font-size:16px;line-height:1.8}
.eccr-reverse .rg-section-intro>p:last-child{margin-bottom:0}
.eccr-reverse .rg-hero{background:var(--eccr-gradient);color:#fff;overflow:clip}
.eccr-reverse .rg-hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.9fr);align-items:center;gap:clamp(36px,6vw,88px);padding-block:clamp(40px,4.5vw,64px)}
.eccr-reverse .rg-hero-copy{min-width:0}
.eccr-reverse .rg-hero .rg-kicker{color:#a8dcfa;max-width:550px}
.eccr-reverse .rg-hero h1{color:#fff;max-width:20ch;font-size:clamp(2.3rem,4.25vw,4rem);line-height:1.12;margin:0 0 26px;text-wrap:balance;letter-spacing:-.045em}
.eccr-reverse .rg-hero h1 span{display:block;color:var(--rg-sky)}
.eccr-reverse .rg-lead{max-width:620px;color:#c6dbe7;font-size:clamp(1rem,1.25vw,1.125rem);line-height:1.8;margin-bottom:28px}
.eccr-reverse .rg-actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px 26px}
.eccr-reverse .rg-primary{background:var(--rg-sky);color:var(--rg-navy);font-size:14px;line-height:1.5;padding:14px 22px;max-width:100%;text-align:center}
.eccr-reverse .rg-hero-link{display:inline-flex;align-items:center;gap:12px;min-height:44px;padding:8px 0;color:#fff;text-decoration:none;font:700 14px/1.6 "Manrope",Arial,sans-serif}
.eccr-reverse .rg-hero-link:hover{text-decoration:underline;text-underline-offset:5px}
.eccr-reverse .rg-hero-topics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;border-top:1px solid #ffffff30;margin-top:32px;padding-top:24px}
.eccr-reverse .rg-hero-topics>div{min-width:0;padding-right:14px}
.eccr-reverse .rg-hero-topics>div+div{padding-left:18px;border-left:1px solid #ffffff30}
.eccr-reverse .rg-hero-topics strong{display:block;color:#fff;font:700 13px/1.55 "Manrope",Arial,sans-serif;margin-bottom:7px}
.eccr-reverse .rg-hero-topics span{display:block;color:#bdd3e1;font-size:13px;line-height:1.7}
.eccr-reverse .rg-hero-note{max-width:620px;color:#bed2df;font-size:13px;line-height:1.8;margin:22px 0 0}
.eccr-reverse .rg-guide-preview{width:100%;max-width:382px;margin:0;justify-self:center;min-width:0;padding:10px;background:#fff;border:1px solid #ffffff50;border-radius:22px;box-shadow:0 20px 54px #00000035;transition:transform .25s ease,box-shadow .25s ease}
.eccr-reverse .rg-guide-image{overflow:hidden;border-radius:14px;background:#e4e8e8}
.eccr-reverse .rg-guide-preview img{display:block;width:100%;height:auto;object-fit:contain;transition:filter .25s ease}
.eccr-reverse .rg-guide-preview figcaption{display:flex;align-items:center;gap:14px;padding:18px 10px 10px;color:var(--rg-navy)}
.eccr-reverse .rg-caption-mark{display:grid;place-items:center;width:38px;height:38px;flex:0 0 38px;border-radius:12px;background:#e9f6fd;color:#0b6da5;font-size:24px}
.eccr-reverse .rg-guide-preview figcaption strong{display:block;font:800 14px/1.55 "Manrope",Arial,sans-serif}
.eccr-reverse .rg-guide-preview figcaption div>span{display:block;color:var(--rg-muted);font-size:12px;line-height:1.7;margin-top:3px}
.eccr-reverse .rg-basics-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.eccr-reverse .rg-info-card{padding:clamp(22px,2.4vw,32px);border:1px solid var(--rg-line);border-radius:20px;background:#fff;min-width:0;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.eccr-reverse .rg-card-top{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:22px}
.eccr-reverse .rg-icon{display:grid;place-items:center;flex:0 0 46px;width:46px;height:46px;border-radius:13px;background:#eaf6fd;color:#0b6da5}
.eccr-reverse .rg-icon svg{width:23px;height:23px}
.eccr-reverse .rg-card-number{font:700 12px/1.6 "Manrope",Arial,sans-serif;color:#607588;letter-spacing:.08em}
.eccr-reverse .rg-info-card p{font-size:16px;line-height:1.85;color:var(--rg-muted)}
.eccr-reverse .rg-info-card .rg-card-detail{font-size:14px;border-top:1px solid var(--rg-line);padding-top:16px;margin:18px 0 0;color:#29485e}
.eccr-reverse .rg-guide-section{background:var(--rg-soft)}
.eccr-reverse .rg-request-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(30px,4.5vw,64px);align-items:start}
.eccr-reverse .rg-questions{min-width:0}
.eccr-reverse .rg-question-list{display:grid;gap:14px}
.eccr-reverse .rg-topic-card{display:flex;align-items:flex-start;gap:18px;min-width:0;padding:22px;border:1px solid var(--rg-line);border-radius:16px;background:#fff;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.eccr-reverse .rg-topic-card>div{min-width:0}
.eccr-reverse .rg-topic-number{display:grid;place-items:center;flex:0 0 40px;width:40px;height:40px;color:#0b6da5;background:#eaf6fd;border-radius:12px;font:800 12px/1.5 "Manrope",Arial,sans-serif}
.eccr-reverse .rg-topic-card h3{font-size:18px;line-height:1.5;margin-bottom:8px;text-wrap:pretty}
.eccr-reverse .rg-topic-card p{margin:0;color:var(--rg-muted);font-size:16px;line-height:1.8}
.eccr-reverse .rg-counseling-note{padding:24px 0 0}
.eccr-reverse .rg-counseling-note strong{display:block;font:800 15px/1.6 "Manrope",Arial,sans-serif;margin-bottom:8px}
.eccr-reverse .rg-counseling-note p{font-size:14px;line-height:1.85;color:var(--rg-muted);margin-bottom:10px}
.eccr-reverse .rg-counseling-note a{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-weight:700;font-size:14px;text-decoration:none}
.eccr-reverse .rg-counseling-note a:hover{text-decoration:underline}
.eccr-reverse .rg-form-panel{min-width:0;padding:clamp(22px,2.8vw,36px);border:1px solid var(--rg-line);border-top:3px solid #7dd1fb;border-radius:22px;background:#fff;box-shadow:0 16px 48px #0618280a}
.eccr-reverse .rg-form-heading{display:flex;align-items:flex-start;gap:16px;padding-bottom:24px;margin-bottom:24px;border-bottom:1px solid var(--rg-line)}
.eccr-reverse .rg-form-heading>div{min-width:0}
.eccr-reverse .rg-form-heading .rg-kicker{font-size:10px;margin:0 0 8px}
.eccr-reverse .rg-form-heading h2{font-size:clamp(1.25rem,1.65vw,1.5rem);line-height:1.4;text-wrap:pretty;letter-spacing:-.035em;margin:0 0 10px}
.eccr-reverse .rg-form-heading p:last-child{color:var(--rg-muted);font-size:14px;line-height:1.8;margin:0}
.eccr-reverse .rg-form-embed{min-height:180px;min-width:0}
.eccr-reverse .rg-form-embed iframe{max-width:100%;border:0}
.eccr-reverse .rg-form-fineprint{border-top:1px solid var(--rg-line);padding-top:20px;margin:24px 0 0;font-size:12px;line-height:1.9;color:var(--rg-muted)}
.eccr-reverse .rg-faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(30px,5vw,72px);align-items:start}
.eccr-reverse .rg-faq-grid>.rg-section-intro{margin-bottom:0}
.eccr-reverse .rg-faq-grid h2{max-width:18ch}
.eccr-reverse .rg-faq-list{display:grid;gap:12px;min-width:0}
.eccr-reverse .rg-faq-item{border:1px solid var(--rg-line);border-radius:15px;background:#fff;transition:border-color .2s ease,box-shadow .2s ease}
.eccr-reverse .rg-faq-item summary{position:relative;list-style:none;cursor:pointer;padding:22px 54px 22px 24px;font:700 16px/1.65 "Manrope",Arial,sans-serif;color:var(--rg-navy)}
.eccr-reverse .rg-faq-item summary::-webkit-details-marker{display:none}
.eccr-reverse .rg-faq-item summary::after{content:"+";position:absolute;right:24px;top:22px;font-size:22px;line-height:1.2;color:#0b6da5}
.eccr-reverse .rg-faq-item[open] summary::after{content:"−"}
.eccr-reverse .rg-faq-item>div{padding:0 24px 24px}
.eccr-reverse .rg-faq-item p{margin:0;color:var(--rg-muted);font-size:16px;line-height:1.9}
.eccr-reverse .rg-faq-item[open]{border-color:#93cde9;box-shadow:0 8px 24px #06182806}
.eccr-reverse .rg-next{background:var(--eccr-gradient);padding:clamp(44px,5vw,64px) 0}
.eccr-reverse .rg-next-grid{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:40px;align-items:center}
.eccr-reverse .rg-next .rg-kicker{color:#a8dcfa}
.eccr-reverse .rg-next h2{color:#fff}
.eccr-reverse .rg-next p:not(.rg-kicker){max-width:760px;margin:0;color:#c6dbe7;font-size:16px;line-height:1.8}
.eccr-reverse .rg-next-actions{display:flex;flex-direction:column;align-items:center;gap:12px;min-width:0}
.eccr-reverse .rg-page-notes{padding-block:30px 34px;color:var(--rg-muted);font-size:12px;line-height:1.9}
.eccr-reverse .rg-page-notes>p:first-child{margin-bottom:14px}
.eccr-reverse .rg-source-links{display:flex;flex-wrap:wrap;align-items:center;gap:8px 22px;margin:0}
.eccr-reverse .rg-source-links a{font-weight:600}
.eccr-reverse .rg-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
@media(hover:hover) and (prefers-reduced-motion:no-preference){
  .eccr-reverse .rg-guide-preview:hover{transform:translateY(-4px);box-shadow:0 26px 60px #00000040}
  .eccr-reverse .rg-guide-preview:hover img{filter:brightness(1.025)}
  .eccr-reverse .rg-info-card:hover,.eccr-reverse .rg-topic-card:hover{transform:translateY(-3px);box-shadow:0 14px 32px #0618280b;border-color:#9cd7f1}
}
@media(hover:hover){.eccr-reverse .rg-faq-item:hover{border-color:#93cde9}}
@media(max-width:1030px){
  .eccr-reverse .rg-hero-grid{grid-template-columns:minmax(0,1fr);gap:36px;padding-block:42px 50px}
  .eccr-reverse .rg-hero-copy{max-width:760px}
  .eccr-reverse .rg-hero h1{font-size:clamp(2.3rem,5.4vw,3.6rem);max-width:22ch}
  .eccr-reverse .rg-guide-preview{max-width:340px}
  .eccr-reverse .rg-basics-grid{grid-template-columns:minmax(0,1fr);gap:16px}
  .eccr-reverse .rg-info-card{padding:26px}
  .eccr-reverse .rg-info-card h3{font-size:21px}
  .eccr-reverse .rg-info-card p{max-width:900px}
  .eccr-reverse .rg-request-grid{grid-template-columns:minmax(0,1fr);gap:36px}
  .eccr-reverse .rg-form-panel{width:100%;max-width:760px;justify-self:center}
  .eccr-reverse .rg-faq-grid{grid-template-columns:minmax(0,1fr);gap:28px}
  .eccr-reverse .rg-faq-grid h2{max-width:none}
}
@media(max-width:800px){
  .eccr-reverse .rg-shell{width:calc(100% - 40px)}
  .eccr-reverse .rg-next-grid{grid-template-columns:minmax(0,1fr);gap:26px}
  .eccr-reverse .rg-next-actions{align-items:flex-start}
}
@media(max-width:520px){
  .eccr-reverse .rg-shell{width:calc(100% - 32px)}
  .eccr-reverse .rg-hero-grid{padding-block:34px 42px}
  .eccr-reverse .rg-hero h1{font-size:clamp(1.9rem,8vw,2.6rem);letter-spacing:-.04em}
  .eccr-reverse .rg-hero .rg-kicker{font-size:10px;letter-spacing:.09em}
  .eccr-reverse .rg-actions{align-items:flex-start;gap:10px 20px}
  .eccr-reverse .rg-hero-topics{grid-template-columns:minmax(0,1fr);gap:14px;padding-top:20px;margin-top:24px}
  .eccr-reverse .rg-hero-topics>div,.eccr-reverse .rg-hero-topics>div+div{padding:0;border:0}
  .eccr-reverse .rg-hero-topics strong{margin-bottom:2px}
  .eccr-reverse .rg-guide-preview{max-width:290px}
  .eccr-reverse .rg-guide-preview figcaption{gap:10px;padding:14px 4px 6px}
  .eccr-reverse .rg-guide-preview figcaption strong{font-size:13px}
  .eccr-reverse .rg-info-card{padding:22px}
  .eccr-reverse .rg-topic-card{gap:12px;padding:20px 18px}
  .eccr-reverse .rg-topic-number{flex-basis:32px;width:32px;height:32px;border-radius:10px}
  .eccr-reverse .rg-topic-card h3{font-size:17px}
  .eccr-reverse .rg-form-panel{padding:22px 18px}
  .eccr-reverse .rg-form-heading{display:block}
  .eccr-reverse .rg-form-heading>.rg-icon{margin-bottom:16px}
  .eccr-reverse .rg-faq-item summary{padding:20px 46px 20px 20px;font-size:15px}
  .eccr-reverse .rg-faq-item summary::after{right:18px;top:20px}
  .eccr-reverse .rg-faq-item>div{padding:0 20px 20px}
}
@media(prefers-reduced-motion:reduce){
  .eccr-reverse .rg-guide-preview,.eccr-reverse .rg-guide-preview img,.eccr-reverse .rg-info-card,.eccr-reverse .rg-topic-card,.eccr-reverse .rg-faq-item,.eccr-reverse .eccr-button,.eccr-reverse .eccr-button::before{transition:none;transform:none}
  .eccr-reverse .eccr-button:hover{transform:none}
}