Buying a house is an exciting experience.Walking through open houses and imagining your new life can be distracting from the
How Much of My Income Should Go to My Mortgage?
Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for
How Long Does a Pre-Approval Letter Last?
Getting pre-approved before shopping for a new home is a smart idea, but what if you don’t find the right
3 Things Lenders Don’t Want to See on Your Bank Statements
When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan.
Is a Bigger Down Payment Always Better?
In the homebuying process, if you find yourself in the enviable position of having more cash than needed for a
Can I Get a Mortgage Without a Credit Score?
You need a good credit score to get the best rates on mortgage loans. Less-than-perfect scores will mean higher interest