Tag: Credit

4 Things to Understand About Credit Scores Before Applying for a Mortgage

Your credit score is an essential factor in determining much about any mortgage loan you receive. A credit score is

How to Calculate Your Debt-to-Income Ratio

When you are ready to apply for a mortgage loan, your lender will ask you for all sorts of financial

5 Ways to Save Money on Your Mortgage

Mortgage interest rates have been near rock-bottom lows for many years but are likely to increase over the next few

Home Equity Loan vs. HELOC

For many people, their home is their largest asset. And its value generally grows over time, producing more equity for

The Ins and Outs of a Home Equity Line of Credit

Homeowners have a great source of funding available to them that others don’t: their house! If homeowners have a significant

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