Requested Documents

We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written “intent to proceed” with the mortgage application. Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.

Standard Documents:

The following documents may be requested to obtain a new mortgage loan:

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• A letter of explanation for any known credit problems
• If you are currently renting: either 12 months canceled rent checks or the name and address of your current landlord

For a Purchase:

• A signed purchase contract
• Realtor contact information
• Condo Association contact information

If you are Divorced:

• A fully executed divorce decree

For a Refinance:

• A copy of the deed, and most recent tax bill

For a VA Loan:

• DD Form 214 (Long Form)

If you are self employed, employed in sales, paid by commission, or own rental real estate:

• Two (2) years signed personal tax returns—including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

Please provide an e-mail and/or phone number. We will send a checklist of what you need to complete the process and answer any questions.

Requested Documents

Standard Documents:

For a Purchase:

If you are Divorced:

For a Refinance:

For a VA Loan:

If you are self employed, employed in sales, paid by commission, or own rental real estate:

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