Julio is a dedicated and results-driven mortgage professional, known for his expertise in Reverse Mortgages and Non-QM Loans. With a background in Business Administration from CUNY and years of experience in hospitality, he brings a luxury, white-glove service to every client, ensuring a seamless and personalized mortgage experience.

Fluent in both English and Spanish, Julio is passionate about educating the Hispanic community on the possibilities of homeownership and real estate investment. He believes that everyone deserves access to the right financial tools to build wealth and security through real estate, and he takes the time to guide his clients with clarity and confidence.

What sets Julio apart is not just his industry expertise, but his unwavering integrity and commitment to excellence, deeply rooted in his Christian values. He treats every client like family providing honest advice, tailored solutions, and a relentless dedication to their success. Whether you’re buying your first home, refinancing, or looking for creative financing options, Julio is the trusted expert who will help you achieve your goals with confidence and ease.