
- 25 Melville Park Road Suite 200 Melville, NY 11747
- 877-781-7788
- 516-753-6160
- NMLS #1403
Getting pre-approved for a mortgage is a smart step before you go out looking for a home. A pre-approval letter shows sellers that you have already proven to a lender that you have the income and down payment to qualify for a mortgage loan. This allows sellers to take you seriously, especially in a hot seller’s market. Pre-approval can be quick and painless, if you have the right documents lined up. While each lender may require slightly different paperwork, there are at least 4 documents that almost all lenders will need.
Gathering all the needed documents can often be done within just a few days and the pre-approval process can also be completed in a matter of days. Once lenders have your necessary paperwork, they will comb through it and check your credit, and hopefully send you out into the housing market with the pre-approval you need to put a bid on the perfect home.
If you have questions about a Mortgage Pre-approval - give us at East Coast Capital Corporation a call today at 877-781-7788 .
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